Patients

Are you seeking a payment plan for a medical or dental procedure that is not covered by insurance? Do you need help with a high co-pay? You came to the right place!

The EML Platform was designed to put medical and dental practices and their patients in contact with lending programs across the United States. Our online platform gives doctors access to a variety of loan programs giving them more tools to help you, the patient, move forward with your procedure.

Applying is simple

I know my doctor - If you know your doctor or dentist then find their practice using our doctor search and you will be given a list of lenders that they work with. Apply with one or all the listed lending options to see if you qualify.

I haven’t picked a doctor yet – If you are still looking for the right doctor or dentist you can still apply. Click the “Apply Now” button and select the “I am not ready to choose a provider yet” option.

I applied but I was declined – If you completed an application and were declined then we recommend that you try at least one additional lender. Lenders often have very different approval criteria and as a result patients can often get approved by a different lender even if they are initially declined.

The next step (even if you were declined)

After you apply, contact your doctor’s or dentist’s office. It is important that you contact them even if you were declined. Some offices have special programs that they may be able to offer you. The office staff will help you complete all the necessary paperwork for all programs.